Disability Insurance To
Protect Your Lifestyle
Affordable and uncomplicated options to protect your income in the event you're unable to work due to mental health complications, illness or injury.
Our Affiliations
How Do I Get Disability Insurance?
1
Let us get to know you
and your needs
Everyone's disability insurance needs are different, so we’ll need to learn a few details to customize your policy.
2
Get introduced to your
Insurance Advisor
Adam Davies, Disability Insurance Advisor, will show you quotes from the top providers to ensure you get insurance that is suitable for you.
3
Finalize your policy
selection
You may be asked to undergo a medical examination to finalize your policy, and we'll support you through the process.
1
Let us get to know you
and your needs
Everyone's disability insurance needs are different, so we’ll need to learn a few details to customize your policy.
2
Get introduced to your
Insurance Advisor
Adam Davies, Disability Insurance Advisor, will show you quotes from the top providers to ensure you get insurance that is suitable for you.
3
Finalize your policy
selection
You may be asked to undergo a medical examination to finalize your policy, and we'll support you through the process.
SecurePath Financial
What Is Disability Insurance?
Disability insurance is a contract between you (the policyholder) and your insurance company. By paying regular premiums—monthly or annually—you ensure that your insurer will help cover lost income and provides services included in your policy while you are injured or ill and cannot work, ensuring you can focus on recovery and returning to work and not about how you will be able to afford it.
Why Get Disability Insurance?
Although Ontario's provincial healthcare plan can help you cover medical bills, you need disability insurance to cover lost income and other gaps in coverage.
Flexibility
Wide range of plans and options to match you with the coverage you need.
Fill Coverage Gaps
There are many limitations in disability benefits and coverage from the Canada Pension Plan.
Returning To Work
Options for benefits to help get back to work such as rehabilitation and job retraining.
Coverage That Is Tied To You
Disability insurance plans can follow you from one job to the next.
Disability Benefits & Options
There is a multitude of benefit plans and coverage options available to help you stay protected. Below are just a few examples of coverage available. Contact us for more information about specific offerings, full benefit terms and limitations, and selecting a plan that meets your income requirements and situational coverage needs.
Total Disability Benefits
Receive a specified monthly benefit if illness or injury completely prevents you from working.
Partial And Risidual Disability Benefits
Makes your transition back to work easier if, as a result of injury or illness, you are only able to work part-time.
Return To Work Assistance Benefits
Provides financial benefits and other services to assist you in returning to full-time work.
Accidental Medical Emergency Benefit
Helps cover certain medical expenses not covered by government health insurance plans.
Accidental Death And Dismemberment Benefit
If you sustain an accidental injury or die as a result of an accident, you or your beneficiaries receive benefits.
Business Overhead Expense Benefit
Reimbursement for certain business overhead expenses (rent, utilities, salaries, etc.) if you become totally disabled.
View More Benefits
Short-Term Partial Disability Benefit
If you sustain an accidental injury or die as a result of an accident, you or your beneficiaries receive benefits.
Long-Term Partial Disability Benefit
Non-occupational coverage, 24 hours a day, at work, as well as outside of work.
Hospitalization Benefit
Reimbursement for certain business overhead expenses (rent, utilities, salaries, etc.) if you become totally disabled.
View More Benefits
All Day Coverage Benefit
Non-occupational coverage, 24 hours a day, at work, as well as outside of work.
Extended Disability Benefit
Extend the regular occupation definition of disability to the end of the benefit period, ensuring full benefits if you can’t work in your regular occupation.
Retirement Savings Benefits
Contributions are made to your retirement savings plan (RSP) if you experience a total disability.
Disability Benefits & Options
There is a multitude of benefit plans and coverage options available to help you stay protected. Below are just a few examples of coverage available. Contact us for more information about specific offerings, full benefit terms and limitations, and selecting a plan that meets your income requirements and situational coverage needs.
Total Disability Benefits
Partial And Risidual Disability Benefits
Return To Work Assistance Benefits
Accidental Medical Emergency Benefit
Accidental Death And Dismemberment Benefit
Business Overhead Expense Benefit
See More Benefits
Short-Term Partial Disability Benefit
If you sustain an accidental injury or die as a result of an accident, you or your beneficiaries receive benefits.
Long-Term Partial Disability Benefit
Non-occupational coverage, 24 hours a day, at work, as well as outside of work.
Hospitalization Benefit
Reimbursement for certain business overhead expenses (rent, utilities, salaries, etc.) if you become totally disabled.
All Day Coverage Benefit
Non-occupational coverage, 24 hours a day, at work, as well as outside of work.
Extended Disability Benefit
Extend the regular occupation definition of disability to the end of the benefit period, ensuring full benefits if you can’t work in your regular occupation.
Retirement Savings Benefits
Contributions are made to your retirement savings plan (RSP) if you experience a total disability.